Free Essays on To Pray Or Not

To Pray or Not to Pray â€Å"The trend of taking God and moral teaching out of schools is a diabolical scheme,† declared the Reverend Billy Graham soon after the Engel versus Vitale and Schempp verdict (Haas 30). The debate over the separation of church and state had been swirling through courtrooms for years. The controversy over school prayer in the Engel versus Vitale case started over a prayer recited in the New York public school system, known as the Regent’s Prayer. A group of three parents found the prayer unfair to their children and decided to take their case to court. After hard work and tough battles the case came to the Supreme Court. On June 25, 1962 the court made the decision to ban prayer from public schools across the nation. Yet, the prayer is beneficial to help minimize juvenile delinquency, does not favor one religion, and revives America’s spiritual heritage. â€Å"Something is terribly wrong with our education system. The evidence is everywhere: children who cannot read, graduates who cannot reason, danger in school yards, and indoctrination in classrooms,† (Free 1). Since the court outlawed prayer, the nation has been in a moral decline. Serious crimes in schools have risen to 3,000,000 a year, violent assaults have risen to 465,000, and the number of teachers attacked per year reaches 5,000 (Crisis). Taking prayer out of school has allowed immorality and violence to seep into the public school system. Teen pregnancy, school shootings, and drug use have become more prominent then any other time in our country’s history. Teen pregnancy increased two hundred percent from 1960 to 1990 (Geisler 2). Without moral instruction and values teens are going out and getting pregnant without even thinking of the consequences. Children are having children. Some take the easy way out and have abortions, which are unfair to the innocent child at hand. Between 1960’s and 1990’s abortion has increase... Free Essays on To Pray Or Not Free Essays on To Pray Or Not To Pray or Not to Pray â€Å"The trend of taking God and moral teaching out of schools is a diabolical scheme,† declared the Reverend Billy Graham soon after the Engel versus Vitale and Schempp verdict (Haas 30). The debate over the separation of church and state had been swirling through courtrooms for years. The controversy over school prayer in the Engel versus Vitale case started over a prayer recited in the New York public school system, known as the Regent’s Prayer. A group of three parents found the prayer unfair to their children and decided to take their case to court. After hard work and tough battles the case came to the Supreme Court. On June 25, 1962 the court made the decision to ban prayer from public schools across the nation. Yet, the prayer is beneficial to help minimize juvenile delinquency, does not favor one religion, and revives America’s spiritual heritage. â€Å"Something is terribly wrong with our education system. The evidence is everywhere: children who cannot read, graduates who cannot reason, danger in school yards, and indoctrination in classrooms,† (Free 1). Since the court outlawed prayer, the nation has been in a moral decline. Serious crimes in schools have risen to 3,000,000 a year, violent assaults have risen to 465,000, and the number of teachers attacked per year reaches 5,000 (Crisis). Taking prayer out of school has allowed immorality and violence to seep into the public school system. Teen pregnancy, school shootings, and drug use have become more prominent then any other time in our country’s history. Teen pregnancy increased two hundred percent from 1960 to 1990 (Geisler 2). Without moral instruction and values teens are going out and getting pregnant without even thinking of the consequences. Children are having children. Some take the easy way out and have abortions, which are unfair to the innocent child at hand. Between 1960’s and 1990’s abortion has increase...

Free Essays on ATMs For Free

This is the 90’s. Well, not for long, but that’s supposed to mean we have progressed, things are better than they used to be, more â€Å"modern†, more convenient. One of the boons of today is that people almost never have to go to a bank anymore. We have electronic transfers and automatic deposits, and when we need our money quickly (which is always) we have the convenience of using ATMs. Of course, there is a price for this convenience. When using an ATM that is owned by a bank other than your own, one can expect to pay a fee, usually between one and two dollars. That’s outrageous! How can a bank charge a customer to withdraw his own money? Well, they are doing a service to their non-customers where, in the most grand of economic terms, the ATM customer hasn’t done anything for them. Sure, the fee is annoying, but the bottom line is people still use ATMs with full warning of the fee and therefore have no right to object to paying for services rende red. In the past few months city legislatures in Santa Monica and San Francisco, CA felt that the people of their cities should not have to pay service charges at ATMs where they did not have an account. The people voted to ban these fees. It is unclear what they think should be illegal about the ATM fees. The main contention seems to be that it is just unfair. Well, after hearing that they can longer charge non-customers for the use of their machines and will be expected to offer a service that costs them money for nothing, it is the banks that are crying â€Å"unfair.† â€Å"There are so many non-customers using a banks ATM, if you didn’t charge these fees it would start to get cost-prohibitive to provide this convenience,† said Harris Bank spokesperson Pam Kasser. (Rackl 23). In retaliation, two national banks, Wells Fargo and Bank of America are refusing transactions to non-customers in Santa Monica. They feel the people have no right to force them to offer free withdraws. So far... Free Essays on ATM's For Free Free Essays on ATM's For Free This is the 90’s. Well, not for long, but that’s supposed to mean we have progressed, things are better than they used to be, more â€Å"modern†, more convenient. One of the boons of today is that people almost never have to go to a bank anymore. We have electronic transfers and automatic deposits, and when we need our money quickly (which is always) we have the convenience of using ATMs. Of course, there is a price for this convenience. When using an ATM that is owned by a bank other than your own, one can expect to pay a fee, usually between one and two dollars. That’s outrageous! How can a bank charge a customer to withdraw his own money? Well, they are doing a service to their non-customers where, in the most grand of economic terms, the ATM customer hasn’t done anything for them. Sure, the fee is annoying, but the bottom line is people still use ATMs with full warning of the fee and therefore have no right to object to paying for services rende red. In the past few months city legislatures in Santa Monica and San Francisco, CA felt that the people of their cities should not have to pay service charges at ATMs where they did not have an account. The people voted to ban these fees. It is unclear what they think should be illegal about the ATM fees. The main contention seems to be that it is just unfair. Well, after hearing that they can longer charge non-customers for the use of their machines and will be expected to offer a service that costs them money for nothing, it is the banks that are crying â€Å"unfair.† â€Å"There are so many non-customers using a banks ATM, if you didn’t charge these fees it would start to get cost-prohibitive to provide this convenience,† said Harris Bank spokesperson Pam Kasser. (Rackl 23). In retaliation, two national banks, Wells Fargo and Bank of America are refusing transactions to non-customers in Santa Monica. They feel the people have no right to force them to offer free withdraws. So far...

Importance of Mastering Computer Skills in the 21st Century Essay

Importance of Mastering Computer Skills in the 21st Century - Essay Example Even the most basic computer skills are incredibly important, and there are many tasks that would be considered as being the 'basic' computer literacy skills, and they are: performing basic operations, such as turning the computer on and off, which sounds simple but which can actually be rather tricky to people who have never used a computer before; word-processing, as this is considered as being the most basic of all skills because when using computers it is easier as the computer deviates it a little from the common typewriter; email, which is obviously incredibly important to learn because this is considered as being the modern-day form of mail, and these days most all communication is done through email; printing of a document, which although not always necessary is crucial to learn; and finally the use of peripherals, as you need to be able to know what a portable driver is, for instance, and how it is used. Once you have learned even just the most basic computer skills, then you will be able to move forward and start learning and understanding about the multitude of other issues that there are for you to grasp the concept of, and although things may often seem a bit difficult to start off with, if you begin by learning the basic steps you will see how much dramatically easier the entire process is overall. There are many consequences that are sure to come if you do not have computer skills, for instance you really cannot get a good job these days if you do not have computer skills, not only because most companies and businesses require you to do some sort of computer work, but as well because you are going to have to know how to type up a resume and cover letter on the computer and print it out, as well as respond via email to possible employers. You are certainly going to have a lot of trouble if you do not have computer skills under your belt, which is why you most definitely should make sure that you take some sort of class or go to some type of seminar where you can learn the essential computer basics, and you will immediately notice the benefits that you will reap from doing so. In the 21st century, a large majority of work and communication is done using computers, and especially in regards to the Internet, which, if you learn how to use properly, will allow you to go places that you never thought possible. For instance, there are so many different types of jobs and working opportunities that you can find on the Internet, and for the most part, these will be options that you would not have otherwise had, without the use of the Internet. Not only that, but rather than using postage mail as had been more largely used in the past, with the Internet you are able to connect and communicate with people all over the world, whether they be friends, family members, or people you just met, quickly and easily. There are so many different benefits that can come from you having even the most basic computer skills, which is why it is truly so important to keep up with the times and make sure that you are aware of the advanced technology, in particular computers and the I nternet.

NUCOR Corporation Case Analysis Study Example | Topics and Well Written Essays - 750 words

NUCOR Corporation Analysis - Case Study Example Nucor’s mission to take care of their customer has been realized through quality products manufactured within the broader parameter of sustainable business practices. Hence, ethically considered decision making and promoting environment conservation at all levels of operations have been its hallmark that has helped it to meet the challenges of time. Analysis of Nucor’s business practice therefore would not only give insight into its success but also help identify factors and issues which would help it maintain the competitive advantage within the industry. Nucor’s business strategy for competitive advantage The major factors of current competitive advantage have been its ability to exploit its internal competencies like strong team work and innovative approach of managerial leadership towards production and research. There is strong trust and mutual respect between the management and workforce that is based on uniform code of benefits spread across the hierarchy of management and employees. The shared goals and collective decisions encourage empowered decisions resulting in optimal performance. The entrepreneurial leadership of its managers has significantly influenced its operational efficiency. Byrnes (2003) believes that product flow can increase earnings while raising customer service levels. Hence, Nucor’s use of mini steel factory is its key element of competitive advantage because it not only reduces pollution but also significantly cuts the operating costs by using scrap material, giving nearly 25% return on equity. It also uses considerably less energy than traditional steel factories. Its use of recycles goods has greatly contributed towards environment conservation and highlight is sustainable business practices that have enabled it to produce goods at competitive costs. Its acquisition of David J Joseph Co., a metal scrap supplier, has been a highly beneficial. It not only provides it with raw material but has also come w ith 2000+ railcars which can significantly boost its transportation logistics. This could facilitate competitive advantage in the recessive environment. Its ability to be innovative is another key element of its competitive advantage. The ongoing experiment of liquid steel could be a major breakthrough for the industry and could become its major strength in staying ahead of its global competitors Area of threats and weakness The major threat comes from the import of low cost steel from emerging economies like China where the lack of regulations help the indigenous firms to export steel at low cost to developed countries. The company has also not made any initiative to expand across the globe and this could adversely impact its business prospects, especially as the globalization and technology has made businesses more competitive. Nucor is quite rigid in its principles and does not give discounts to bulk buyers. This could threatened its market scope in the contemporary environment o f cut throat business Recommendations Many scholars have affirmed that major imperatives of the corporate world have fundamentally relied on improvement initiatives of business processes (Laraia et al., 1999). Thus, Nucor must make efforts to exploit the global financial downtrend and take advantage of weak

Jane Eyre Essay Example for Free

Jane Eyre Essay How does Charlotte Bronte engage the reader’s sympathy for Jane Eyre in the opening two chapters of the novel? Charlotte Bronte the third daughter of Patrick and Maria Bronte, who was born in 1816 at Thornton, a moorland village near Bradford and was almost four when the family moved to Haworth. There, she, like the rest of her family was to spend almost all her life. The family liked privacy and since Mr. Bronte was busy with work and their mother was ill with cancer and died after only 18 months at Haworth, the children spent all their time together and were extremely close. The nurse who looked after Mrs. Bronte said that they were different from any children she had ever seen because they seemed so quiet and serious. When Charlotte was eight, Mr. Bronte sent her, with Maria, Elizabeth and later Emily, to a school for the daughters of clergy at Cowan Bridge. He thought education would be useful to his girls in the future, but their experiences were all too similar to those Charlotte Bronte gives Jane Eyre at Lowood. Maria and Elizabeth both died of tuberculosis, after less than a year, and Charlotte and Emily were taken away from the school and returned to studying at home with their father. Charlotte considered herself to be very plain, even ugly, and did not really hope for marriage, although she received three proposals. Like Jane Eyre, she was always sad that she was not more obviously attractive. Beauty was something she admired and longed for. At Roe Head, she worked hard, was successful and made several long life friends. She hated the job but when she was not teaching or marking books she had to work at mending the pupils’ clothes. She became so depressed and ill that she had to leave. The next idea was that the girls should set up a school of their own. In order to finish training for this, Charlotte and Emily went to study in Brussels. As well as learning much, however, she fell in love with Monsieur Heger, the husband of the head of her school. No real relationship could ever develop, apart from friendship, and she left Brussels broken-hearted. This Experience provided the ideas for two of her books â€Å"The Professor† and â€Å"Villette†. At the age of 38, Charlotte agreed to marry Arthur Bell Nicholls, a curate who assisted her father for many years and who had loved her for a very long time. She had rejected his affection in the past, but their marriage was successful and they developed a happy companionship so it was all the more tragic that she enjoyed it for only one year. She died in 1855 of complications arising from pregnancy. Her father, who had outlived all her children, had said that â€Å"she was not strong enough/for marriage†. Bronte engages sympathy towards Jane because of the utilization of the first person by the narrator. â€Å"I was glad of it: I never liked long walks. † By using ‘I’ the writer ensures that we see things and feel things from Jane’s point of view. We have empathy for her. Jane is made to feel isolated when the Reeds sit together and exclude her. â€Å"The said Eliza, John, and Georgiana were now clustered round their mama in the drawing-room†. Also, we feel compassion when Aunt Reed talks to her and tells her that she does not want her to be in with her own children since she was very rude when she was near her elders. Sympathy is engaged again when Jane goes to the breakfast-room alone because she was told to sit somewhere else and be silent until she could speak pleasantly. In the Breakfast room Jane finds a bookcase. Soon she was â€Å"possessed† by a volume which she made sure should be one â€Å"stored with pictures†. As she looked the book she describes the landscapes in the book are and the places where they may be found. The reader is completely on Jane’s side when John Reed verbally and physically abuses her. â€Å"The volume was flung, it hit me, and I fell, striking my head against the door and cutting it† â€Å"I felt him grasp my hair and my shoulder†. The reason for this is because of the brutality described. Jane tries to fight back but Miss Abbot and the nurse pull her away from John, and they hold her down. â€Å"My impulse was to rise from it like a spring; their two pairs of hands arrested me instantly. † Although John is bigger physically she still wants to attack him, because he said, she was less than a servant to him. †Master! How is he my master? Am I a servant? † â€Å"No; you are less than a servant. † Nobody is on Jane’s side, not even the servants. They all came to rescue John Reed from Jane. Again, our sympathy for Jane is reinforced. The sheer injustice of Jane’s circumstances gets our sympathy. Nobody accepts her version of events, even though Mrs. Reed is aware that John has been bullying Jane. â€Å"He bullied and punished me; not two or three times in the week, nor once or twice in the day, but continually. † â€Å"Every nerve I had feared him, and every morsel of flesh in my body shrank when he came near. † â€Å"†¦the servants did not like to offend their young master by taking my part against him and Mrs. Reed was blind and deaf in the subject: she never saw him strike or heard him abuse me†¦.. †. Again, the reader’s sympathy is engaged when we hear that Bessie will tie Jane to a stool in the Red Room. â€Å"If you don’t sit still, you must be tied down, said Bessie. † This is a complete over-reaction. Abbot and Bessie talked about their opinions of Jane in front of her which is very rude. â€Å"And you ought not to think yourself an equality with the Misses Reed and Master Reed, because Missis kindly allows you to be brought up with them. † Jane describes the Red Room as being very grand but cold. She also states that it is not frequented by people much because Mr. Reed had died there nine years ago. â€Å"Only the housemaid went there by herself on Saturdays, to wipe from the mirrors and furniture a week’s quiet dust: and Mrs.Reed herself, at far intervals, visited it to review the contents of a certain secret drawer in the wardrobe, where were stored divers parchments, her jewel-casket, and a miniature of her diseased husband; and in those last words lies the secret of the red-room – the spell which kept it so lonely in spite of its grandeur. † Jane’s childish imagination is engaged when she realises she has been locked into this forbidding room. She sees herself in the mirror – ghostly as she remembered Bessie’s stories about phantoms. Superstition is with Jane. We now hear Jane’s opinion about her unfortunate situation. Our compassion is with her as we hear her side of the story. â€Å"John Reed’s violent tyrannies, all his sisters’ proud indifference, all his mother’s aversion, all the servants’ partiality, turned up in my disturbed mind like a dark deposit in a turbid well. † She talks about John’s behaviour and tells us that he has mentally affected her and this indicates that she would be more that happy to run away just for his sake. â€Å"Georgiana, who had a spoiled temper, a very acrid spite, a captious and insolent carriage, was universally indulged. â€Å"

Career Path: Who am I? Essay -- Psychology

Finding a career that overlaps personal and professional concerns is the focus of most career counseling. O*net (2000) has created two assessment tools that help individuals navigate this difficult impasse. This paper focuses on my individual results, reactions and conclusions regarding these two assessments. Career Instrument Results Built around Holland’s Theory of Types and Person-Environment Interactions, the Interest Profiler (IP) and Work Locator (WL) instruments are self-administered, self-scored surveys designed to reveal an individual’s personality type and work values in order to match themselves with a career that will allow the appropriate expression of both. According to the results of these instruments I am categorized as Artistic-Achievement. My secondary interests are Social and Investigative. My secondary work value was revealed as both Relationships and Support. My current job zone is four and my future job zone is five. Niles & Bowlsbey (2009) gives an account of Holland’s personality types. According to this description, artistic types â€Å"prefer ambiguous, free, unsystematized activities†¦Ã¢â‚¬  (p. 64). They tend to gain knowledge in language, art, music, drama and writing and have less tendency toward clerical or business related topics. Some words associated with this type that I feel apply to me include: complicated, imaginative, disorderly, intuitive, nonconforming, expressive, idealistic and original. There are a few that I don’t think I adhere to: introspective, impractical, and impulsive. I will admit that this assessment could be due, at least in part, to a lack of personal insight. It’s interesting to note that my secondary interest areas are Social and Investigative; the two personality pat... ...demic pursuits and the many hats I wear as a mom give me room to express my creativity and build relationships that have great impact on the entire community. I look forward to the future and what God has in store for my life. I believe that He alone has called me to this profession. He alone created me to fulfill His purpose and bring about His kingdom. Works Cited Niles, S. G. & Harris-Bowlsbey, J. (2009). Career development interventions in the 21st century. Upper Saddle River, NJ: Pearson Education. U. S. Department of Labor (2000). Interest profiler. Retrieved April 2, 2012 from http://online.onetcenter.org. U. S. Department of Labor (2000). Work importance locator. Retrieved April 2, 2012 from http://online.onetcenter.org. Whiston, S. C. (2009). Principles and applications of assessment in counseling. Belmont, CA: Cengage Learning.

Given Name and Passport Information Booklet Essay

Please read the Passport Information Booklet carefully before filling the form. Furnishing of incorrect information/ suppression of information would lead to rejection of application and would attract penal provisions as prescribed under the Passports Act, 1967. Please produce your original documents at the time of submission of the form. All fields marked with (*) are mandatory to fill. PASSPORT APPLICATION FORM Government of India, Ministry of External Affairs Service Required Applying for * Type of Application * Type of Passport Booklet * Validity Required (For minors between 15 and 18) Normal 36 Pages 10 years Tatkaal 60 Pages Up to age 18 Not Applicable Applicant Details Applicant’s Given Name (Given Name means First Name followed by middle Name (if any)) * Surname Are you known by any other names(aliases)? * Have you ever changed your name ? * Date of Birth (DD/MM/YYYY) * Place Of Birth Village or Town or City * Country (If abroad)* State (If in India)* Gender * PAN (If available) Employment Type * Is either of your parent (in case of minor)/ spouse, a government servant? * Educational Qualification * Visible Distinguishing Mark Family Details (You have to provide atleast one Father/Mother/Legal Guardian details.) Father’s Given Name (Given Name means First Name followed by Middle Name (If any)) Surname Legal Guardian’s Given Name (if applicable) Surname Mother’s Given Name (Given Name means First Name followed by Middle Name (If any)) Are you eligible for Non-ECR category? * Yes Yes No No District (If in India)* Marital Status * Citizenship of India by * If born before 15/08/1947 in a place now in Pakistan or Bangladesh, select â€Å"Undivided India†. Voter ID (If available) Page of Surname Present Residential Address details (where applicant presently resides) Is your present address out of India? * Is permanent address same as present address? * Emergency Contact Details * Name and Address * Yes Yes No No Mobile Number E-mail ID References in your Village or Town or City First Reference Name and Address * Telephone Number Mobile Number Second Reference Name and Address * Telephone Number Mobile Number Previous Passport/ Application Details Telephone Number Have you held/ hold any diplomatic/ official passport? Passport Number Date of Expiry (DD/MM/YYYY) Place of Issue Have you ever applied for passport, but not issued? * Other Details 1) Have you ever been charged with criminal proceedings or any arrest warrant/ summon pending before a court of India? * 2) Have you at any time during the period of 5 years immediately preceding the date of this application been convicted by a court in India for any criminal offence and sentenced to imprisonment for two years or more? * 3) Have you ever been refused or denied passport? * 4) Has your Passport ever been impounded or Revoked? * 5) Have you ever applied for/ been granted political asylum to/ by any foreign country? * 6) Have you ever returned to India on Emergency Certificate (EC) or were ever deported or repatriated? * Yes Yes No No Yes No Date of Issue(DD/MM/YYYY) Yes Yes Yes Yes No No No No Self Declaration I owe allegiance to the sovereignty , unity & integrity of India, and have not voluntarily acquired citizenship or travel document of any other country. I have not lost, surrendered or been deprived of the the citizenship of India and I affirm that the information given by me in this form and the enclosures is true and I solely responsible for its accuracy, and I am liable to be penalized or prosecuted if found otherwise. I am aware that under the Passport Act, 1967 it is a criminal offence to furnish any false information or to suppress any material information with a view to obtaining passport or travel document. I Agree Place

Reliance Life Insurance Project Essay

Many people take to trading in the mistaken belief that it is the simplest way of making money. Far from it, I believe it is the easiest way of losing money. There is an old Wall Street adage, that â€Å"the easiest way of making a small fortune in the markets is having a large fortune†. This game is by no means for the faint hearted. And, this battle is not won or lost during trading hours but before the markets open but through a disciplined approach to trading. 1. A successful trader has a trading plan and does his homework diligently Winning traders diligently maintain charts and keep aside some hours for market analysis. Every evening a winning trader updates his notebook and writes his strategy for the next day. Winning traders have a sense of the market’s main trend. They identify the strongest sectors of the market and then the strongest stocks in those sectors. They know the level they are going to enter at and approximate targets for the anticipated move. For example, I am willing to hold till the market is acting right. Once the market is unable to hold certain levels and breaks crucial supports, I book profits. Again, this depends on the type of market I am dealing with. In a strong up trend, I want the market to throw me out of a profitable trade. In a mild up trend, I am a little more cautious and try to book profits at the first sign of weakness. In a choppy market, not only do I trade the lightest, I book profits while the market is still moving in my direction. Good technical traders do not worry or debate about the news flow; they go by what the market is doing. 2. A successful trader avoids overtrading Overtrading is the single biggest malaise of most traders. A disciplined trader is always ready to trade light when the market turns choppy and even not trade if there are no trades on the horizon. For example, I trade full steam only when I see a trending market and reduce my trading stakes when I am not confident of the expected move. I reduce my trade even more if the market is stuck in a choppy mode with very small swings. A disciplined trader knows when to build positions and step on the gas and when to trade light and he can only make this assessment after he is clear about his analysis of the market and has a trading plan at the beginning of every trading day. 3. A successful trader does not get unnerved by losses A winning trader is always cautious; he knows each trade is just another trade, so he always uses money management techniques. He never over leverages and always has set-ups and rules which he follows religiously. He takes losses in his stride and tries to understand why the market moved against him. Often you get important trading lessons from your losses. 4. A successful trader tries to capture the large market moves Novice traders often book profits too quickly because they want to enjoy the winning feeling. Sometimes even on the media one hears things like, â€Å"You never lose your shirt booking profits.† I believe novice traders actually lose their account equity quickly because they do not book their losses quickly enough. Knowledgeable traders on the other hand, will also lose their trading equity — though slowly — if they are satisfied in booking small profits all the time. By doing that the only person who can grow rich is your broker. And this does happen because, inevitably, you will have periods of drawdowns when you are not in sync with the market. You can never cover a 15-20 per cent drawdown if you keep booking small profits. The best you will do is be at breakeven at the end of the day, which is not the goal of successful trading. A trading account that is not growing is not sustainable. Thus when you believe you have entered into a large move, you need to ride it out till the market stops acting right. Traders with a lot of knowledge of technical analysis, but little experience, often get into the quagmire of following very small targets, believing the market to be overbought at every small rise — and uniformly so in all markets. Such traders are unable to make money because they are too smart for their own good. They forget to see the phase of the market. Not only do these traders book profits early, sometimes they even take short positions believing that a correction is â€Å"due†. Markets do not generally correct when corrections are â€Å"due†. The best policy is to use a trailing stop loss and let the market run when it wants to run. The disciplined trader understands this and keeps stop losses wide enough so that he is balanced between staying in the move as well as protecting his equity. Capturing a few large moves every year is what really makes worthwhile trading profits. 5. A successful trader always keeps learning You cannot learn trading in a day or even a few weeks, sometimes not even in months. Successful traders keep reading all the new research on technical analysis they can get their hands on. They also read a number of books every month about techniques, about trading psychology and about other successful traders and how they manage their accounts. I often like to think about traders as jehadis; unless there is a fire in the belly, unless there is a strong will and commitment to win, it is impossible to win consistently in the market. 6. A successful trader always tries to make some money with less risky strategies as well Futures trading, for example, is a very risky business. The best of chartists and the best of traders sometimes fail. Sure, it gives the highest returns but these may not be consistent — and the drawdowns can be large. Traders should always remember that no matter how good your analysis is, sometimes the market is not willing to oblige. In these times the 4-5 per cent that can be earned in covered calls or futures and cash arbitrage comes in very handy. It improves the long term sustainability of a trader and keeps your profit register ringing. Traders must learn to live with lower risk and lower return at certain times in the market, in order to protect and enlarge their capital. Disciplined traders have reasonable risk and return expectations and are open to using less risky and less exciting strategies of making money, which helps them tide over rough periods in the markets. 7. A successful trader treats trading as a business and keeps a positive attitude Trading can be an expensive adventure sport. It should be treated as a business and should be very profit oriented. Successful traders review their performance at regular intervals and try to identify causes of both superior and inferior performance. The focus should be on consistent profits rather than erratic large profits and losses. Also, trading performance should not be made a judgement on an individual; rather, it should be considered a consequence of right or wrong actions. Disciplined traders are able to identify when they are out of sync with the market and need to reduce position size, or keep away altogether. Successful trading is like dancing in rhythm with the market. Unsuccessful traders often cut down on all other expenses but refuse to see what might be wrong with their trading methods. Denial is a costly attitude in trading. If you see that a particular trade is not working the way you had expected, reduce or eliminate your positions and see what is going on. Most disciplined and successful traders are very humble. Humility is a virtue that traders should learn on their own, else the market makes sure that they do. Ego and an â€Å"I can do no wrong† attitude in good times can lead to severe drawdowns in the long term. Also, bad days in trading should be accepted as cheerfully as the good ones. So disciplined traders maintain composure whether they have made a profit or not on a particular day and avoid mood swings. A good way to do this is to also participate in activities other than trading and let the mind rest so that it is fresh for the next trading day. 8. A successful trader never blames the market Disciplined traders do not blame the market, the government, the companies or anyone else, conveniently excluding themselves, for their losses. The market gives ample opportunities to traders to make money. It is only the trader’s fault if he fails to recognise them. Also, the market has various phases. It is overbought sometimes and oversold at other times. It is trending some of the time and choppy at others. It is for a trader to take maximum advantage of favourable market conditions and keep away from unfavourable ones. With the help of derivatives, it is now possible to make some money in all kinds of markets. So the trader needs to look for opportunities all the time. To my mind, the important keys to making long term money in trading are: * Keeping losses small. Remember all losses start small * Ride as many big moves as possible * Avoid overtrading. * Never try to impose your will on the market It is impossible to practice all of the above perfectly. However, if you can practice all of the above with some degree of success, improvement in trading performance can be dramatic. 9. A disciplined trader keeps a cushion If new traders are lucky to come into a market during a roaring bull phase, they sometimes think that the market is the best place to put all one’s money. But successful and seasoned traders know that if the market starts acting differently in the future, which it surely will, profits will stop pouring in and there might even be periods of losses. So do not commit more than a certain amount to the market at any given point of time. Take profits from your broker whenever you have them in your trading account and stow them away in a separate account. I say this because the market is like a deep and big well. No matter how much money you put in it, it can all vanish. So by having an account where you accumulate profits during good times, it helps you when markets turn unfavourable. This also makes drawdowns less stressful as you have the cushion of previously earned profits. Trading is about walking a tightrope most times. Make sure you have enough cushion if you fall. 10. A successful trader knows there is no Holy Grail in the market There is no magical key to the Indian or any other stock market. If there were, investment banks that spend billions of dollars on research would snap it up. Investing software and trading books by themselves can’t make you enormously wealthy. They can only give you tools and skills that you can learn to apply. And, finally, there is no free lunch; every trading penny has to be earned. I would recommend that each trader identify his own style, his own patterns, his own horizon and the set-ups that he is most comfortable with and practice them to perfection. You need only to be able to trade very few patterns to make consistent profits in the market. No gizmos can make a difference to your trading. There are no signals that are always 100 per cent correct, so stop looking for them. Focus, instead, on percentage trades, trying to catch large moves and keeping your methodology simple. What needs constant improving are discipline and your trading psychology. At end of the day, money is not made by how complicated-looking your analysis is but whether it gets you in the right trade at the right time. Over-analysis can, in fact, lead to paralysis and that is death for a trader. If you can’t pull the trigger at the right time, then all your analysis and knowledge is a waste.

Compare the different memories o f childhood presented in Mid Term Break and In Mrs Tilschers Class Essay Example

Compare the different memories o f childhood presented in Mid Term Break and In Mrs Tilschers Class Essay Example Compare the different memories o f childhood presented in Mid Term Break and In Mrs Tilschers Class Paper Compare the different memories o f childhood presented in Mid Term Break and In Mrs Tilschers Class Paper Essay Topic: Carol ann Duffy Poems Literature Seamus Heaney Poems Carol Ann Duffy was a Scottish poet who wrote In Mrs Tilschers Class. This poem reminds me of my last days in the last year of primary school which is interesting and makes me have a positive effect to it. Seamus Heaney was a Northern Irish poet who wrote Mid Term Break however this title describes a holiday he tell us about an unforgettable moment in his life that he will never forget. Heaney was born on April 13, 1939 at the family farmhouse of Mossbawn near Castledawson in Co Londonderry, and educated intially at Anahorish primary school. These two poems are autobiographical. Duffy has an oddly written structure written in the second person, so the reader identifies with you. She has her poem set in her classroom in Easter term. The tone and mood is light hearted and happy. She has 4 stanzas with 8 lines in each. Heaney use I which makes the reader identify with Heaney. He has set his poem in many places his college sick bay, home, his bedroom and in the morning and the morning after. The tone and mood is sad and tragic. He uses 7 stanzas with 3 lines in each but the last stanza has only one line which is powerful and grabbing to the reader. In Mrs Tilschers Class she describes the change that takes place between childhood and adolescence. The safety of Mrs Tilschers primary school classroom is contrasted with life outside against a background including the moors murderers Ian Brady and Myra Hindley. A growing sexual awareness marks the end of innocence. In the first stanza Duffy describes the geography lesson that they were in where Mrs Tilschers chanted the scenery. Duffy uses an effective simile to convey her sense of happiness at being in In Mrs Tilschers class when she said the classroom glowed like a sweet shop Using the word glowed suggests warmth and comparing the classroom to a sweetshop emphasises Duffys sense of happiness as every child loves sweets. With the growth of the tadpoles suggests change. She also includes a sentence saying the rough boy who told you where you came from this also marks the end of the childs innocence by telling her where she came from. The child rejects the news you kicked him but it is still altered to the childs parents. The last and final stanza is full of imagery and frustration. The end of the term is here and she will soon be moving to secondary school. There is still a mark of innocence but now seems to be harder to keep it. We now identify with the poet as will go through the experience of leaving primary school. In Heaneys poem he describes how his brother who was killed in an accident while Heaney was at college. The painful experience of returning from college as an adolescent to the family home for the funeral is detailed in the poem Mid Term Break from a death of a tragic accident. This is an incredibly sad poem. When I first looked at the title Mid Term Break I was deliberately mislead to think it was about a happy time however he gives us clues through the poem about the horrific incident that did occur. Heaney immediately sets the mood of sadness by describing himself counting bells knelling classes to a close which gives us a thought about funeral bells in the first stanza. He uses alliteration to emphasise this sentence to make it more dramatic, counting bells knelling classes to a close. In stanza one he describes the time passing by very slowly. To keep things off his mind Heaney tells us that he was counting bells knelling classes to a close. When we feel the time dragging by us it is because of an unpleasant time as the thought that keeps us waiting impatiently. When he writes that neighbours come to pick him up we wonder why his parents are unable to pick him up. In the third stanza he tells us that old men standing up to shake my hand this makes us think that he has taken the position of his parents. In the second stanza are fears are confirmed as he tells that his father is crying. We still arent told who has died, but are beginning to try and guess that it will be a close relative. Heaney tells us that Jim Evans said it was a hard blow we think if it as emotionally or was it a hard blow to the head. We learnt in the sixth stanza that Heaney hasnt seen his brother for about six weeks because of school. He also describes the appearance of his brothers body which is pale complexion and poppy bruise The final stanza stands out as it is one line long and is very powerful. There is an element of shock for the reader as we discover who has died and that is a mere age of four years old. In conclusion both of these poems deal with childhood memories. Heaneys poem is more sad and we learn it effects him emotionally. Duffys poem is an experience I think we all go through and we can deal with. I prefer Mid Term Break as it affected me more emotionally as I can not sympathise with him. I think the poem is written really well as he builds up the tension that he felt.

Racial Discrimination essays

Racial Discrimination essays The U.S. Supreme Court has just dismissed a case that would have decided a longstanding question of whether disparate impact claims are available under the Age Discrimination in Employment Act (ADEA). Adams v. Florida Power Corp. What this means for employers is that, in the Eleventh Circuit at least, plaintiffs will not be able prevail on ADEA suits unless they can show that the employer intended to discriminate against them because of their age. There are two basic types of discrimination claims: disparate impact and disparate treatment. Disparate treatment claims require the person complaining to show that the employer intended to discriminate against him or her when it took the questionable employment action. Disparate impact claims do not require proof of intentional discrimination. Instead, disparate impact claims are based on the theory that an employer's policy that appears neutral on its face actually affects a protected group more harshly than an unprotected group. Disparate impact claims are available under Title VII, but the federal appeals courts are divided on whether they are available under the ADEA. The ADEA's language is slightly different from that of Title VII because it allows an employer to make decisions based on "reasonable factors other than age." Courts that do not permit disparate impact claims under the ADEA rely on this language. The First, Seventh, Tenth, and Eleventh Circuits do not allow disp arate impact claims under the ADEA. The Second, Eighth, and Ninth Circuits have allowed them. The Supreme Court's dismissal of the case surprised many labor and employment attorneys because the Court had heard oral argument in the case and because of the split among the circuits on this issue. Investigating suspected employee theft, monitoring telephone usage, and random drug testing are just a few of the common practices used by employers to increase productivity and ensure safety in the workplace. Employers...

Be an Anthropologist Essay Example | Topics and Well Written Essays - 1000 words

Be an Anthropologist - Essay Example Physical anthropologists concentrate on anatomical and physiological structures of human beings with a major focus on their stages of growth and development. Question 2 Evolution refers to changes in inherited characteristics of biological populations from one generation to the other. The process of evolution leads to diversities in successive levels of biological organizations in species, individual organisms and life molecules such as proteins and Deoxyribonucleic acid (DNA). Existing variations and patterns exhibited by bio diversity are believed to be shaped by gradual processes of speciation and extinction. Charles Darwin formulated a scientific argument for evolutionary theory through natural selection. Natural selection enables the genetic mutations that enhance reproduction to maintain commonality in successive generations of a population. Evolution occurs through changes in heritable characteristics of organisms (Bergstrom & Dugatkin, 2012). Evolution influences all aspects of behavior and forms of organisms such as character traits and physical adaptations through natural selection. Question 3 Physical anthropologists primarily study fossils of earlier organisms. Past species left records of their evolutionary history. Fossils constitute the morphological and anatomical records that physical anthropologists compare to discover lineages of the species. ... Question 4 The physical anthropologist selects resources, including the notebook, guides for identifying fossils and textbooks of paleontology. The second step is collecting of fossils from geologic formation from where the anthropologist can access. The anthropologist should select fossils from known or unquestionable sources since they are reliable. These fossils are considered reliable because the environmental contexts from which they originate from are known (Steckley, 2011). The anthropologist should examine the selected fossils carefully using lenses and take notes. The third step involves using field guides to investigate taxonomic identification and scientific classification of the fossils, including their kingdom, phylum, class, order, family, genus and species. The anthropologist then labels the sketches using the guides and textbooks. The anthropologist studies the geologic map of the area where the fossil is found in order to determine the formation and geologic period f or the geologic deposit. The anthologist then studies the paleaolecology and paleaoenvironment in which the organism of the fossil lived (Steckley, 2011). The final stage of studying the fossil involves summarizing the fossil’s analysis based on observations and research. Question 5 Source (in-texed above) Question 6 The source above deals with the study of jawbones in identifying the evolutionary processes. The book has presents the process of evolution beginning from four billion years, although only a few photographs of jawbones are available for viewing (Duranti, 2010). The introduction of the book defines physical anthropology within

Watch a relational development film and write about it Assignment

Watch a relational development film and write about it - Assignment Example p between the two provides a study piece for the Mark Knapp’s relational development model that bases on a number of perspectives reliant on a ten-step process that is majorly consisting two phases. The details of the study below explain the relationships in the film based on the Mark Knapp’s model. For the effective development of communication, all the steps involved in the theory need doing. The steps will have each done at a time to provide for a strong and effective relationship. Despite the nature of the relationship, Mark Knapp believes that at one time it dissolves as detailed in the last phase that deals with coming apart. The film provides a true picture of these as will be reveled further in the essay. The first phase of the model is the coming together part that details the five major steps that involve the initiation, the experimentation, intensifying aspects, integration and bonding of the people. The initiation stage provides for the first impression made that involves meeting for the first time and creating an impression on each other. In the film, Jack first sights Rose from a distant and the friends discourage him considering the social class differences between the two. Despite these, an opportune time presents itself as Rose attempts to jump off the ship from which Jack pulls her over making the first impression on each other. The stage of their first meeting details initiation stage as per Mark Knapp. This stage forms the basis of every relationship. The second stage provides for experimentation through which the two parties start learning each other and get more comfortable. This stage leads to the third stage on intensifying in which experimentation continues. The stage provides for the clarity of any mutual coordination in the development of the relationship and will have a consideration of an emotional affection developing with attachment between the parties. The mutual connection between Rose and Jack works to provide for their